Your details
Gross (pre-tax) income
£
A year
A month
A week
Tax year
2025/26
I live in Scotland
Blind or severely sight-impaired
How old are you?
under 66
66 or over
If 66+, employee NI is not due.
Pension contributions / month (optional)
£
£
%
Treated as
salary sacrifice
(reduces tax and NI).
Advanced options
Repay student loan?
No student loan
Plan 1
Plan 2
Plan 4 (Scotland)
Plan 5 (info)
No PGL
+ Postgrad (PGL)
2025/26 thresholds: Plan 1 £26,065 · Plan 2 £28,470 · Plan 4 £32,745 · PGL £21,000. (Plan 5 shown for info.)
Exclude National Insurance
Extra tax-free allowance / month (optional)
£
Use for additional allowances/deductions you qualify for.
Calculate
Clear form
This tool estimates take-home pay for the 2025/26 tax year. It uses HMRC/GOV.UK bands for the UK and Scotland and assumes pension via salary sacrifice.
Your estimated take-home pay
£0
Net per month
£0
Net per week
£0
Gross income (annual)
£0
Income Tax
£0
National Insurance
£0
Student Loan
£0
Pension (your contribution)
£0
Effective tax rate
0%
Weekly breakdown
Tax per week
£0
NI per week
£0
Student loan per week
£0
Pension per week
£0