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Gen Z Investing in the UK 2025: Time is a Tool
Posted inInvesting

Gen Z Investing in the UK 2025: Time is a Tool

Posted by By Martyn January 31, 2025
As 2025 unfolds, Gen Z (born 1997–2012) steps into a dynamic financial landscape. With the…
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Why Knowing Your Real Paycheck is the Secret to Smarter Budgeting (And How to Calculate It)
Posted inBudgeting

Why Knowing Your Real Paycheck is the Secret to Smarter Budgeting (And How to Calculate It)

Posted by By Martyn January 30, 2025
You’ve landed your dream job straight out of Uni with a £35,000 salary. Exciting, right?!…
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A Gen Z Budgeting Survival Guide: Navigating the UK’s Cost-of-Living Crisis In 2025
Posted inBudgeting

A Gen Z Budgeting Survival Guide: Navigating the UK’s Cost-of-Living Crisis In 2025

Posted by By Martyn January 29, 2025
Your 2025 Roadmap to Surviving Rent Hikes, Student Debt, and £7 Meal Deals 63% of…
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Why Manual Budgeting Might Be Your Financial Game-Changer (And How to Start)
Posted inBudgeting

Why Manual Budgeting Might Be Your Financial Game-Changer (And How to Start)

Posted by By Martyn January 27, 2025
Budgeting isn’t exactly fun. But here’s the twist - it doesn’t have to feel like a…
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Why Letting Millennials Access Their State Pension Early Is “Probably” a Bad Idea
Posted inRetirement

Why Letting Millennials Access Their State Pension Early Is “Probably” a Bad Idea

Posted by By Martyn January 25, 2025
(And What You Need to Know About the Debate) Let’s face it: retirement feels like…
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Martyn Dean Rance
Founder & Editor

Welcome to Pounds & Pennies! I've built this platform to share critical information/ insights surrounding budgeting, saving & investing. Happy reading!

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We bought our first home in December 2025! This video shares a simple, step-by-step look at the process. It wasn’t without drama, including a moment we thought it might fall through, but it’s an honest look at what it’s really like.

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